Junior Loan Servicing Accountant

Backflip is a venture-backed FinTech Company committed to becoming the leader in residential real estate investment financing. Our vision is to increase people's love for their communities by investing in housing and improving the physical world. To do that, we need people who are inspired to modernize real estate investing by connecting entrepreneurs with sophisticated capital. Backflip's capital product menu primarily consists of fix and flip financing (RTL) and single family rental loans (DSCR), and we anticipate expanding into business-purpose HELOC, ground up construction loans, and other products and services for businesses focused on single family residential real estate investing. Backflip is seeking a Junior Loan Servicing Accountant with hands-on mortgage and loan servicing experience to support our scaling accounting function. This role is an excellent opportunity for an early-career accountant with a strong foundation in loan servicing to grow within a fast-moving FinTech environment. You will work closely with our existing accounting team including bookkeeping, month-end close support, day-to-day loan level accounting, servicing reconciliations, and investor reporting across Backflip's investment management entities. The Junior Loan Servicing Accountant will report to Backflip's Head of Accounting and will work closely with with internal Finance, Capital Markets, Post-Close teams and external partners (fund administrators, loan buyers, auditors, servicers, and trustees) to maintain accurate, timely loan-level accounting records. What You’ll Do - Support daily operational loan servicing accounting activities, including: - Journal entries, accruals, and allocations related to loan portfolios - Monthly reconciliations between servicer reports, Backflip's loan management system (LoanPro), and the general ledger - Tracking loan-level cash flows, interest income, fees, reserves, escrows, and principal balances - Preparing support schedules for warehouse line draws, repayments, and interest expense - Assist with monthly and quarterly close activities for investment management entities and loan portfolios - Reconcile trustee and servicer reports to internal records, identifying and resolving discrepancies - Maintain organized, audit-ready workpapers and support schedules - Support audit and tax preparation by pulling documentation, preparing tie-outs, and responding to information requests - Help document and improve loan accounting SOPs, close checklists, and recurring schedules - Other ad-hoc projects as needed across Backflip’s other entities including the Holding Company Qualifications - Bachelor's degree in Accounting, Finance, or a related field - 2+ years of accounting experience at a top-tier financial institution or accounting firm - mostly notably fintech, real estate, mortgage, and/or lending - Demonstrated experience in loan servicing accounting — including reconciling servicer/trustee reports to a GL, tracking loan-level cash flows, and booking related journal entries - Direct mortgage experience — familiarity with mortgage loan structures, payment waterfalls, interest calculations, and escrow/reserve mechanics - Strong Excel/Google Sheets skills, including comfort working with large data sets - Attention to detail, strong follow-through, and comfort meeting stringent deadlines - Advanced computer skills - demonstrated desire to learn new technologies (we use Slack + Google Workspace + HubSpot + QuickBooks Online (large scale ERP planned for 2027 + more) - Experience with LoanPro (or a similar loan management system) is a plus - Experience supporting external audits or preparing PBC schedules This candidate will champion Backflip’s culture & Core Values: - Raise the Bar: We pursue operational excellence with focus, follow-through, and a persistent drive to get 1% better every day. We use technology to design best-in-class processes and systems. We invest our time wisely and take pride in our work. Great work