Control Desk & Credit Analyst (Analista de Mesa de Control y Crédito) - Mexico City (Hybrid)

Ready to accelerate your career? Clara is the fastest-growing company in Latin America. We've built the leading solution for companies to make and manage all their payments. We already help over 20,000 large and growing businesses operate with agility and financial clarity through locally issued corporate cards, bill pay, financing, and a powerful B2B platform built for scale. Clara is backed by some of the most successful investors in the world, including top regional VCs like monashees, Kaszek, and Canary, and leading global funds like Notable Capital, Coatue, DST Global Partners, ICONIQ Growth, General Catalyst, Citi Ventures, SV Angel, Citius, Endeavor Catalyst, and Goldman Sachs - in addition to dozens of angel investors and local family offices. We’re building the financial infrastructure that powers high-performing organizations across the region. We invite you to join us if you want to be part of a fast-paced environment that will accelerate your career and support you to do some of the best work of your life alongside a passionate and committed team distributed across the Americas. What you'll do We're looking for a Control Desk & Credit Analyst to join our Credit team and help us maintain the integrity of Clara’s credit decision-making processes. In this role, you'll ensure that every prospect meets our compliance standards, conduct in-depth financial analyses, and contribute to continuous process progress. You will act as a critical gatekeeper, balancing risk mitigation with the agility needed to support our B2B growth. You will: Verify that all prospects comply with legal, cash flow, credit score, and risk assessment requirements. Manage onboarding processes, including KYC, KYB, AML checks, credit score validation, and credit origination. Analyze customer financial conditions and assess creditworthiness for B2B clients. Propose credit limits based on risk analysis and financial health. Review and challenge first-line credit risk models to ensure accuracy. Identify, propose, and implement process improvements using tools like N8N or Hubspot to streamline workflows. Support credit bureau audits and operational improvement initiatives. Collaborate closely with the Sales team to address customer credit needs while maintaining risk standards. Who you are “We’re looking for someone who meets the minimum requirements to be considered for the role. The preferred qualifications are a bonus, not a requirement.” Must haves At least 2 years of experience in credit, collection activities, or financial analysis within a B2B environment. Working proficiency in English and Spanish (English will be evaluated). High analytical and problem-solving skills with a proven role-specific execution mindset. Demonstrated ability to perform both detailed quantitative and qualitative analyses. Comfortable working under pressure and handling repetitive tasks in a fast-paced, changing environment. Proficiency in Google Drive (specifically Google Sheets filters, pivot tables, and formulas). Experience or interest in AI tools to automate workflows. Nice to haves Experience using Hubspot , Metabase , or Zendesk. Independent analytical skills using SQL or Python. Ability to create clear flowcharts and presentations to communicate risk findings. Basic Portuguese or a desire to learn it. A good sense of humor. Why join Clara At Clara, you’ll have the autonomy, speed, and support to make meaningful impact — not just on your team, but on how organizations are run across Latin America. Who we are We’re the leading B2B fintech for spend management in Latin America. Certified as one of the world's fastest-growing companies, a Great Place to Work , and a LinkedIn Top Startup . Passionate about making Latin America more prosperous and competitive. Constantly innovating to build financial infrastructure that enables each of our customers to thrive. Product-led, high-talent-density culture — designed for builders who raise the bar. Proud of our open, inclusive