Financial Controller

A BOUT TIDE At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting. Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France. Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love. Tide facts: Tide is available for UK, Indian, German and French SMEs Over 2 million members: 900,000 UK and 1,100,000 in India and growing rapidly Over $300 million raised in funding Over 2,800 Tideans globally Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026 We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg ABOUT THE TEAM: It’s exciting times here at Tide, we are scaling and developing our product offering at a phenomenal rate making steps into our ambitious plans towards international expansion. We need someone to be proactive, take initiative and build out best in class financial reporting and control processes and procedures. We are seeking a detail-oriented and experienced Accountant to join our finance team. This role involves supporting month-end closing activities, maintaining compliance with internal controls, preparing balance sheet substantiation, improvements and accuracy of reporting, new product reporting and documentation and supporting the year end statutory audit. The ideal candidate will have experience working in a financial control role, minimum of 4 years of relevant accounting experience, hands-on experience with SAP or similar ERP systems, and be passionate about their career and eager to learn. ABOUT THE ROLE: Assisting the monthly close process for specific entities Review the month end P&L and balance sheet for relevant line items, understand drivers of month on month movements, provide variance analysis and perform analytical review of the financials Collaborate closely with the Business Areas, Financial Risk Management and FP&A. Maintaining best practice documentation of accounting policy and papers for material transactions, revenue recognition and key business processes Collaborate within the Financial Reporting & Control team to ensure timely and accurate reporting of monthly P&L, balance sheet and cash flow and annual financial statements Ensure proper books and records for all financial transactions Improving balance sheet substantiation procedures and monthly reconciliations Build robust financial control processes and strengthening internal control framework Identify opportunities to streamline and improve accounting processes, operations and systems Manage relationships with external auditors, tax advisors, and outsourced accounting service providers. Collaborate with the project team and play a key role for your assigned work areas for the SAP general ledger system which has been recently implemented Preparation of VAT Returns Gathering data for Regulatory Returns WHAT WE ARE LOOKING FOR: Bachelor’s degree in Accounting, Finance, or a related field is preferred. Experience in fintech or financial services Qualified CA with 4+ years PQE Proficiency in accounting software (SAP would be considered as a strong advantage) and proficiency using Microsoft Excel/GSheets. Strong analytical and problem-solving capabilities, with a meticulous attention to detail and accuracy. Exceptional organizational and time-management skills, wi