Engineering Manager, Risk Engineering

Relay is a digital banking platform that gives self-made business owners the tools and know-how to be great with money—bringing clarity, confidence, and control to every dollar earned, so they can turn hard work into lasting success. We do this by replacing financial guesswork with real visibility, transforming cash flow from a constant source of stress into a clear signal owners can use to run stronger, more resilient businesses. Relay is entering an exciting phase of growth, and we’re hiring an Engineering Manager for the Risk team to help scale what comes next. You’ll be making high-impact, strategic decisions every day, with direct influence on shaping a product used and loved by thousands of small businesses. Our Risk Engineering team is building automated systems that detect, prevent, and mitigate financial risk and fraud—while maintaining a seamless customer experience and minimizing manual intervention. In this role, you’ll help scale and evolve these capabilities to support Relay’s growth, balancing effective risk management with a frictionless user experience. You’ll work on thoughtful, reliable solutions that enable the business to grow safely and confidently, alongside a team that moves quickly, ships with care, and takes ownership. What You’ll Be Doing - Delivery Leadership: Lead the planning, execution, and delivery of risk-critical engineering initiatives, ensuring systems meet high standards of quality, reliability, and safety - Team Operations: Ensure engineering processes and rituals effectively support high-stakes systems, including thoughtful sprint planning, strong code reviews, and rigorous technical design reviews - Technical Strategy: Partner with senior leadership to shape and execute the technical strategy for risk, fraud, and trust systems, balancing business growth, customer experience, and risk exposure - Cross-Functional Collaboration: Work closely with Product, Risk, Compliance, Operations, and other partners to turn ambiguous risk challenges into clear, scalable engineering solutions - People Management & Development: Build and grow a high-performing engineering team through hiring, onboarding, coaching, and performance management - Culture & Growth: Foster a collaborative, feedback-driven environment that supports continuous learning and professional development; encourage mentorship and knowledge sharing while creating opportunities for team development Who You Are - You bring 5+ years of full-stack software development experience, ideally within a high-growth B2B SaaS or fintech environment, along with 1-3 years in a people management role - You have a strong technical foundation and a proven track record of shipping high-quality products; experience with Node.js, TypeScript, React, and AWS is a plus - You’ve built and owned internal tools or platforms, working closely with stakeholders to transform ambiguous problems into scalable, reliable systems that drive real impact - You’re passionate about building and scaling engineering teams, and deeply invested in growing and developing people to do their best work - You communicate clearly and effectively, and bring calm and clarity in times of ambiguity and change - You’re a pragmatic decision-maker with a customer-centric mindset, able to navigate tradeoffs around scope, technical debt, and timelines while keeping customer needs front and center - You demonstrate strong engineering judgment, thoughtfully weighing the impact of decisions on customers and the business, particularly in high-stakes or irreversible scenarios - You thrive in cross-functional environments, bringing teams together, connecting the dots, and driving initiatives that deliver meaningful impact Our Tech Stack - Front-end: React, Typescript, React Native - Back-end: Node.js, Typescript, Terraform, AWS (DynamoDB, RDS Postgres, Lambda, S3, SQS, SNS, SES, ElasticSearch, ECS) - Tools: Cursor, Claude, GitHub, GitHub Actions, Datadog, Jira, Metabase The Interview Process - Stage 1