Associate Product Manager – Cards *EU/UK remote* (m/f/d)

ABOUT US Pliant is a European fintech specializing in B2B payment solutions. Our modular, API-first platform helps businesses streamline spending, improve cash flow, and integrate payments into their financial workflows. Designed for industries with complex payment needs, such as travel and fleet, Pliant enables greater efficiency, control, and profitability. We serve two primary customer segments: - Companies looking to optimize operational processes through intuitive apps and APIs, gaining control, automation, and financial flexibility through extended credit lines. - Businesses such as financial software platforms, ERP providers, and banks that want to launch or enhance their credit card offerings using Pliant’s embedded finance and white-label solutions. Founded in 2020 and headquartered in Berlin, Pliant supports over 4,000 businesses and more than 20 partners globally. As a licensed e-money institution (EMI), we issue credit cards in 11 currencies across more than 30 countries, helping companies streamline and simplify payments. Learn more at http://www.getpliant.com/www.getpliant.com http://www.getpliant.com ABOUT THE ROLE As Associate Product Manager - Cards EU/UK remote (m/f/d), you will help shape the features and systems that power Pliant’s end-to-end card domain — from customer-facing card capabilities to the underlying infrastructure that ensures cards can be issued, managed, and used reliably at scale. Your scope will span both product experience and platform capabilities across areas such as: - Card issuance and management experiences - Card products and configuration models - Card lifecycle operations such as issuing, lock/unlock, expiration, and termination - Transaction processing and authorization - Spend controls and fraud prevention - Card security and wallet/payment capabilities such as tokenization, PIN management, Apple Pay, Google Pay, and Click to Pay This role is ideal for someone with first product experience who wants to grow in a highly relevant fintech domain that combines customer experience, backend systems, and operational excellence. You will work closely with Engineering, Design, Operations, Risk, Fraud, Compliance, and other product teams to help deliver reliable, scalable, and intuitive card capabilities. Success in this team means treating reliability and performance as first-class outcomes, maintaining clear and scalable domain logic, and building dependable card capabilities that other product teams can build on. This role sits within the Payments group of Pliant’s tech organization and reports to the Principal Product Manager responsible for the Cards domain. WHAT YOU’LL DO - Support the roadmap and execution for Pliant’s card domain across customer-facing features and internal platform capabilities - Own smaller product areas and improvements end-to-end, from problem definition and requirements to rollout and iteration, with support from more senior product leaders - Partner closely with engineers and stakeholders to translate business needs into clear requirements, user stories, and acceptance criteria - Help improve card issuance and card management workflows, including the validations and business logic behind customer and internal experiences - Contribute to core card lifecycle capabilities such as issuance, status changes, expiration handling, and termination processes - Work on transaction processing and authorization flows with a focus on correctness, reliability, and low latency - Support the development of spend controls, fraud-prevention mechanisms, and card-security features that protect customers and reduce losses - Help maintain a clear separation between product/domain logic and core processing services so the platform remains stable and easy to operate - Define and monitor KPIs such as issuance success rate, authorization success rate, latency, availability, and operational error rates - Use data, customer feedback, and operational insights to identify opportunities, pr