Senior Accountant - Payments & Reconciliation

Financial general ledger senior accountant — Finance | Sofia, Bulgaria About the team The Financial General Ledger (FGL) team sits at the heart of SumUp's financial operations, responsible for the accuracy and integrity of the general ledger across an increasingly complex and fast-growing business. As SumUp scales — with lending volumes growing 7x, the Merchant Bank doubling in size, and PSP transaction volumes rising 20% year on year — the reconciliation and accounting work this team owns has never been more critical. This role is the technical anchor of the FGL team, providing senior oversight, driving reconciliation quality, and coaching junior members. 👉 Take a look inside our Sofia o... What you'll do Own complex reconciliations across core revenue streams, including acquirer settlements, chargebacks, and merchant payables — identifying and resolving mismatches between automated postings and actual funds Review and oversee postings and bank reconciliation work completed by junior accountants, ensuring accuracy, completeness, and audit-ready documentation Record processing fee accruals, resolve settlement and funding mismatches, and apply IFRS 9 revenue recognition standards to lending and payments activity Build and maintain a structured tracking log for open reconciling items, with clear resolution timelines and root-cause analysis Identify opportunities to reduce manual activity through automation and system integrations, without losing analytical rigour Support the implementation and documentation of our Internal Controls over Financial Reporting (ICFR) framework You'll be great for this role if… Solid accounting experience gained within an international company, with a strong foundation in reconciliations, general ledger management, and financial reporting under IFRS standards. Proven ability to manage and critically evaluate high volumes of data, spotting patterns, pinpointing root causes, and reducing unexplained differences. Experience reviewing and coaching others' work, with the communication skills to give clear, constructive feedback and raise team standards. Strong Excel skills (pivots, VLOOKUPs, SUMIFs and beyond), with comfort navigating multiple data systems and an appetite for process improvement. Ability to explain complex accounting issues clearly to non-finance stakeholders, and to escalate with facts and impact when needed. Why you should join SumUp 🌍 Opportunity to work with SumUppers globally on large-scale fintech products used by millions of businesses worldwide, from our modern Sofia office. This involves an office-first set up 🌈 Commitment to Diversity and Inclusion: be part of a workplace that values and promotes diversity, fostering an inclusive environment where everyone's perspectives are respected and embraced 🚀 Enrolment onto our Virtual Stock Option programme: you will own a stake in SumUp's future success 📚 A dedicated annual L&D budget of €2000 for your individual development, which you can use to attend conferences and/or advancing your career through further education 🏖 Generous time off: 25 days of paid leave, plus one extra day per year of service (up to 35), along with public holidays and special leave options 🏥 Peace of mind: comprehensive health and life insurance — includes dental coverage 💪 Stay active: on-site yoga and a co-sponsored Multisport card offering access to hundreds of sports facilities 🍽 Meal support: benefit from a tax-free food voucher program plus flexibility via our Re:Benefits platform 🚌 Easy commute: free shuttle buses connecting directly to Joliot-Curie metro station 🌴 Break4me: 1-month sabbatical after 3 years of service 🔗 Referral Bonus: earn additional rewards by referring talented individuals to join the SumUp team 10 days educational leave ACCA Certification support About SumUp Be empowered to do more that matters. At SumUp, we're on a mission to empower small businesses across the globe by providing simple and affordable tools that allow th...