​​Senior Financial Analyst – Revenue Streams

​​Senior Financial Analyst – Revenue Streams About the team The Financial General Ledger (FGL) team sits at the strategic core of SumUp's financial operations. We're not your typical accounting team , we own the financial integrity of SumUp's core business, ensuring every euro of revenue and cost from our lending, payments, and merchant banking products is accurately captured and analyzed. As SumUp scales exponentially, lending volumes growing, our work has evolved into a highly analytical, data-driven function. We combine deep accounting knowledge with SQL queries, AI-assisted reconciliation tools, and advanced data analytics to understand not just what was recorded, but why and how our business operates financially. This is analytical accounting at its core you'll analyze product mechanics, trace complex payment flows, and use technology to automate routine work, freeing you to focus on the analytical challenges that matter. This senior role is the technical anchor of the FGL team: you'll drive reconciliation quality, solve the toughest accounting puzzles, mentor junior teammates, and shape how we scale our processes intelligently. What you'll do Own complex, high-impact reconciliations Reconcile core revenue streams including acquirer settlements, chargebacks, and merchant payables,identifying root causes of mismatches between automated system postings and actual cash flows Review and oversee postings and bank reconciliation work completed by junior accountants, ensuring accuracy, completeness, and audit-ready documentation Build and maintain a structured tracking log for open reconciling items, with clear resolution timelines and root-cause analysis Ensure technical accounting accuracy across products Record processing fee accruals and resolve settlement and funding mismatches Apply IFRS 9 revenue recognition standards to lending and payments activity Understand product mechanics and payment flows to determine proper accounting treatment for each revenue stream Elevate team quality and capability Provide clear, constructive feedback on junior accountants' work, raising team standards Coach team members on complex reconciliation techniques and accounting judgment calls Foster a culture of curiosity, precision, and continuous improvements Drive process improvement and controls Identify opportunities to reduce manual activity through automation and system integrations, without losing analytical rigor Work with data and technology tools to enhance reconciliation efficiency (experience with SQL or willingness to learn is a plus) Support the implementation and documentation of our Internal Controls over Financial Reporting (ICFR) framework You'll be great for this role if… You have a background in Big 4 Audit, Assurance, Financial Control or Accounting Advisory and are looking to apply your technical expertise in a fast-paced, international business where you'll have real ownership and commercial impact. You have solid accounting foundations with an analytical mindset Strong reconciliation, general ledger management, and IFRS financial reporting experience gained in an international company Proven ability to manage and critically evaluate high volumes of data, spotting patterns and pinpointing root causes You're a natural problem-solver who thrives on complexity You don't just want the numbers to balance, you want to understand why discrepancies happen and how to prevent them Ability to reduce unexplained differences through systematic analysis and root-cause investigation You can lead through influence and coaching Experience reviewing and coaching others' work, with communication skills to give clear, constructive feedback Ability to explain complex accounting issues clearly to non-finance stakeholders and escalate facts and impact when needed You're comfortable with data and open to learning new tools Strong Excel skills (pivots, VLOOKUPs, SUMIFs and beyond) Comfort navigating multiple data systems and an appetite for process