Sr. Insurance Product Manager

Quick summary Lead Kin’s pricing and risk function by setting department strategy, driving innovation, and influencing executive and regulatory decisions at scale. Let us introduce ourselves Kin Insurance is redesigning insurance to be smarter, faster, and centered on the customer. We use intelligent pricing, offer seamless bundling, and make every step (including purchasing, servicing, and claims) simple and friction-free, especially in the places traditional insurers often ignore. We empower people to protect what matters most, starting with their homes and expanding to everything they value, in a world where climate risks, rising costs, and outdated systems leave too many people behind. Our approach has fostered outstanding growth, attracted marquee investors, and honored us with accolades, including being named to: - Built In Chicago's Best Places to Work, Midsize Companies (2021–2025) - Forbes' America's Best Startup Employers (2021–2024) - Inc. 5000 Fastest-Growing Private Companies - Forbes’ Fintech 50 - Great Places to Work Certified (2024–2026) We are also a remote-first employer, with kinfolk located in over 35 states. Established in 2016, we currently insure customers in 13 states (and counting), and were most recently valued at $2B. The opportunity We’re looking for a Sr. Pricing and Risk Manager to lead Kin’s Pricing & Risk Management department and define how pricing strategy, risk frameworks, and analytical insight drive business growth. This role represents the shift from managing organizational execution to accountability for department-level direction, resources, and outcomes. You’ll set the roadmap for the function, oversee budgeting and hiring, and guide innovation in pricing and risk methodologies. As a leader, you’ll partner closely with executives and external stakeholders to ensure pricing decisions are aligned with Kin’s long-term strategy, regulatory expectations, and market realities. Your responsibilities - Lead the Pricing & Risk Management department’s roadmap, prioritization, and long-term strategy - Own departmental budgeting, headcount planning, and hiring to support business goals - Drive innovation in pricing strategies, risk frameworks, and analytical approaches - Present pricing and risk insights to executive leadership and regulatory bodies - Ensure accountability and consistent delivery across teams through clear goals and standards - Oversee enterprise-level dashboards, risk KPIs, and performance reporting - Shape and guide regulatory modeling and compliance strategy at scale - Foster a culture of innovation, continuous improvement, and data-driven decision making - Resolve complex, enterprise-wide challenges through critical analysis and cross-functional leadership What success looks like - The pricing and risk function has a clear, actionable roadmap aligned to company strategy - Pricing strategies and risk frameworks support sustainable growth and strong portfolio performance - Executives rely on pricing and risk insights to make high-impact business decisions - Regulatory interactions are effective, credible, and well-supported by data - Teams are aligned, accountable, and consistently delivering against goals - Innovation and continuous improvement are embedded in how the department operates Your experience & skills - 7+ years of pricing, risk, actuarial, or advanced analytics experience with 9+ years of relevant analytical or quantitative experience - Experience leading a pricing, risk, or analytics function with responsibility for strategy and outcomes - Proven ability to manage departmental budgets, hiring, and resource planning - Deep expertise in executive dashboards, enterprise risk KPIs, and predictive strategy validation - Strong understanding of regulatory modeling and compliance requirements - Ability to influence executive leadership and external stakeholders with clarity and credibility - Demonstrated success driving enterprise-level innovation and continuous improvement