Senior Manager, FP&A

Join us to build a more rewarding financial future for all Canadians At Neo, we’re on a mission to build a more rewarding financial future for all Canadians. Life at a rapidly scaling tech startup isn’t for everyone. It’s complex, fast-paced, high-pressure, but also incredibly fulfilling. Since its founding in 2019, Neo has gained incredible traction and is one of the fastest-growing fintech companies in Canada. - #1 on Deloitte’s Technology Fast 50 for 2023, 2024, and 2025 https://www.newswire.ca/news-releases/neo-financial-achieves-first-ever-three-peat-win-as-number-one-on-deloitte-s-technology-fast-50-list-889692540.html — the first company ever to achieve a three-peat at the top! - #1 Fastest Growing Company in Canada for 2024 by Globe & Mail https://www.businesswire.com/news/home/20240927952651/en/Neo-Financial-Ranks-No.-1-on-The-Globe-and-Mail%E2%80%99s-2024-List-of-Canada%E2%80%99s-Top-Growing-Companies - Top-ranked mobile apps and credit cards - Team of 500+ people - 1M+ customers - 10K+ retail partners Senior Manager / Director, FP&A - Growth, Lifecycle & Transformational Projects High Performance at Neo We recruit, hire, and build our company culture around these attributes: Teamwork: We trust, respect, encourage, and show up for each other — through good times and hard. We're on this mission not just for ourselves, but also for the people we work with — and ultimately, for our customers. Ownership: We all have a stake in Neo's success — so we go out of our way to do what needs to get done. We hold ourselves accountable to deliver on our commitments — to our customers, to our partners, and to our team. When we fall short, we find a way to do better in the future. Professional Integrity: We're asking millions of Canadians to trust us with their hard-earned money — so we hold ourselves (and each other) to the highest standards of integrity. The Role Neo Financial is seeking a Senior Manager / Director of FP&A to execute and deeply embed the financial planning, modeling, and analytics that power business execution at one of Canada's fastest-growing fintechs. This role sits at the intersection of financial rigor and operational accountability — building the tools, models, and processes that enable Neo's programs to make better decisions and operate with precision against clear economic targets. Reporting to the Senior Director, the Senior Manager / Director will serve as a primary analytical engine and financial partner for Program Leaders across Lending, Banking, Spend, Home, Operations and Capital Management to develop financial plans and validate business cases. The Senior Manager / Director will work closely with the Corporate and Program FP&A business teams to ensure that Neo's unit economics model, planning cadence, and monthly financial close run with discipline and scale. This is a builder's role — suited for someone who has deep fintech finance fluency, high standards for analytical quality, and a track record of developing teams that operate independently at a high bar. What You'll Be Doing - Unit Economics Modeling: Build and maintain Neo's cohort-based unit economics model (LTV/CAC, conversion, retention), enabling Lifecycle, Product, Programs, and Growth teams to operate against clear economic targets. Align day-to-day execution with capital allocation and long-range financial planning across the organization. - Business Plan Validation & Capital Allocation: Validate and review of Business Plans and Target Capital Allocation across Programs and Projects. Ensure all financial assumptions are sound, defensible, and aligned with enterprise strategy. - Target Monitoring & Accountability: Partner directly with Program Leaders to translate higher-level financial targets into clear operating plans. Track weekly/monthly performance against targets, flag material variances, and deliver the granular financial analysis needed to drive decision making. - Investor & Board Support: Support the preparation of board materi