VP of Engineering, Payments

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs. If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value. What You’ll Do As VP of Engineering, Payments, reporting to the SVP of Engineering, you will own the technical execution, operational excellence, and long-term evolution of Ripple’s global payments platform. This includes cross-border payout systems, FX and liquidity infrastructure, collections capabilities, and the integration and scaling of acquired platforms. You will lead a growing payments engineering organization (approximately 75 engineers today) and play a central role in positioning Ripple as the bridge between regulated financial systems and blockchain-native value movement. You will: Own the end-to-end payments engineering domain, including cross-border flows, FX, currency conversion, liquidity management, and settlement Lead and scale teams across core payments, collections, and integrated platforms Drive architectural clarity and simplification, reducing system sprawl and enabling faster delivery, higher reliability, and clearer product boundaries Lead the integration of acquired technologies into a cohesive, modern payments architecture, transforming multiple systems into a scalable, unified product platform Ensure high availability, correctness, and operational excellence for real-time, regulated payment systems—earning trust with customers, regulators, and partners Partner closely with Product to shape roadmap, customer outcomes, and platform capabilities, bringing strong technical and business judgment to product decisions Help achieve sustained product-market fit for next-generation payments offerings by translating platform capabilities into durable customer value Evolve Ripple’s payments stack to leverage stablecoins, on-chain liquidity, and decentralized exchanges as core payments primitives—while maintaining enterprise-grade compliance and trust Build, coach, and develop senior engineering leaders, raising the bar on execution, accountability, and operational rigor Success in this role means simplifying a complex payments landscape into a reliable, scalable platform—and helping Ripple deliver the next generation of global payments with confidence. What You’ll Bring Payments & Systems Expertise Deep experience building and operating large-scale payments systems, ideally including cross-border payments, FX, liquidity, and settlement Strong understanding of regulated, real-time financial systems, including reconciliation and operational risk Senior Engineering Leadership Proven experience leading senior engineering organizations with ownership of production systems and business outcomes Strong operator mindset, comfortable staying close to architecture and critical system decisions Systems, Product & Business Thinking Excellent architectural judgment across distributed services and platform design Ability to simplify complex ecosystems and modernize platforms without disrupting customers Business-minded leader who can partner deeply with Product, Compliance, and Commercial teams Orientation Toward What’s Next Curiosity about blockchain, stablecoins, and decentralized liquidity as the next evolution of payments Ability to apply payments discipline to new primitives Bonus: experience with stablecoins or on-chain settlement For positions that will be based in CA, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual appl