FinOps Analyst

Who we are Yoco was founded in 2015, and we’ve been breaking down barriers, unlocking economic opportunities and opening commerce for people to thrive ever since. We’re the payments provider for over 200,000 self-employed, and process over US$3 billion annually. We have ±350 team members globally, all with a bias for boldness and a passion for simple, progressive solutions. We believe in uniting different people to solve hard problems, together. Our mission of making society more equal requires a variety of people, with different backgrounds and points of view, to keep building solutions that make life easier for emerging businesses. We’re growing fast. With growth comes compelling challenges. If you’re an ambitious problem-solver, with big ideas, a passion for doing good, bright, grounded and courageous; you’re likely to thrive at Yoco. We don’t stop pushing. We break things to rebuild. We challenge ourselves and each other. We’re constantly evolving - and we’re doing it fast. Grow With Us. About the Cloud Engineering team The Cloud Engineering team provides the platforms, tooling, and operational foundations that enable Yoco’s engineering teams to build, deploy, and operate reliable services at scale. We manage and evolve our cloud environments across AWS, Azure, and GCP, ensuring our infrastructure remains secure, performant, resilient, and cost-effective. As Yoco continues to scale, cloud and SaaS spend have become increasingly important strategic levers. The Cloud Engineering team plays a key role in ensuring that technology investments deliver measurable business value while enabling engineering teams to move quickly and confidently. About the role As a FinOps Analyst, you will be responsible for ensuring Yoco derives maximum value from every rand spent across our cloud and SaaS ecosystem. Reporting to the Cloud Operations team within Cloud Engineering, you will serve as the bridge between Engineering, Finance, and Procurement, bringing visibility, accountability, and optimisation to technology spend across AWS, Azure, GCP, and our core SaaS platforms. You will own and drive the FinOps lifecycle across Cloud Engineering spend and associated technology platforms by improving cost transparency, identifying optimisation opportunities, governing SaaS utilisation, and partnering with engineering teams to embed cost-conscious decision-making into day-to-day operations. This role is ideal for someone with a strong cloud infrastructure background who has developed a passion for cloud economics, cost optimisation, and using data to drive operational and commercial outcomes. Success in this role requires a combination of analytical rigour, technical credibility, commercial awareness, and the ability to influence stakeholders without formal authority. What you will be doing Develop and maintain cost visibility dashboards that provide accurate allocation of cloud and SaaS spend across departments, products, and projects. Monitor, analyse, and optimise spend across AWS, Azure, and GCP through effective management of Reserved Instances, Savings Plans, Committed Use Discounts, and other optimisation mechanisms. Identify, quantify, and drive cost-saving opportunities by partnering with engineering teams on initiatives such as rightsizing, storage optimisation, and workload efficiency improvements. Govern SaaS utilisation across key platforms, ensuring licensing remains aligned to business needs and eliminating unnecessary spend. Build strong relationships with Engineering, Finance, and Procurement stakeholders to establish FinOps best practices and operational processes. Lead commercial discussions with technology vendors to negotiate favourable pricing, contract terms, and enterprise agreements. Investigate anomalies, proactively detect cost spikes, and provide meaningful recommendations to mitigate financial risk. Deliver regular reporting and insights to leadership, enabling informed decision-making around technology investment and c