Data Scientist - Financial Analytics

About Rippling Rippling gives businesses one place to run HR, IT, and Finance. It brings together all of the workforce systems that are normally scattered across a company, like payroll, expenses, benefits, and computers. For the first time ever, you can manage and automate every part of the employee lifecycle in a single system. Take onboarding, for example. With Rippling, you can hire a new employee anywhere in the world and set up their payroll, corporate card, computer, benefits, and even third-party apps like Slack and Microsoft 365—all within 90 seconds. Based in San Francisco, CA, Rippling has raised $1.4B+ from the world’s top investors—including Kleiner Perkins, Founders Fund, Sequoia, Greenoaks, and Bedrock—and was named one of America's best startup employers by Forbes. We prioritize candidate safety. Please be aware that all official communication will only be sent from @ Rippling.com addresses. About the role Rippling's Payments Data & Analytics team is seeking an experienced and highly skilled Data Scientist to join our rapidly expanding team. In this pivotal role, you will be responsible for designing, building, and maintaining services that automatically process vast amounts of financial data, providing comprehensive visibility into every stage of the money movement lifecycle within Rippling's payments product ecosystem. This is an exciting opportunity to become a foundational member of the Payments Analytics team, ensuring accurate settlement between our customers, external financial institutions, and Rippling for every transaction. This is a highly cross-functional role with significant visibility, including with the executive team. You will empower the Accounting, Finance, Biz Ops, Payments, and Product teams by delivering accurate data that is critical to Rippling’s finances and essential for the correct functioning of product systems. What you will do Collaborate cross-functionally with engineering, accounting, financial partnerships, and product teams to analyze and account for billions of dollars flowing through the Rippling payment platform. Build full-cycle analyses using SQL, Python, or other scripting and statistical tools, and develop real-time metrics dashboards to manage key financial and operating levers of the business. Monitor payment flows between systems, banks, processors, and inter-company accounts, perform daily account reconciliations, and follow up on any discrepancies. React swiftly to emerging issues, summarize facts, and provide recommendations for the timely resolution of critical financial matters. Collaborate with key stakeholders (Accounting, Compliance, Treasury, etc.) to understand business requirements and develop scalable solutions for reporting and reconciliation automation, including internal tool development and/or the implementation of third-party tools. Develop and maintain comprehensive documentation of reconciliation processes and procedures. Prepare and deliver data and reporting solutions supporting month-end close, regulatory & compliance reporting, and Internal and External Audit reporting. Communicate findings and recommendations to stakeholders through clear and concise presentations and reports. What you will need Master’s degree or Bachelor's degree in Computer Science, Engineering, Statistics, Data Science, Econ, Math, Business Analytics, or other related fields. 5+ years demonstrated experience in applying analytics engineering, analysis, modeling, and/or exploratory analysis to large datasets, ideally in payments processing, quote-to-cash, or financial reporting. Experience with data warehousing, ETL, and reporting tools (e.g. Snowflake, Tableau, dbt, Dagster). Extensive experience with SQL, Python, or other scripting languages and their application to all phases of the data science development process (initial analysis and model development through deployment). Experience working with engineering, finance, and accounting teams to assess their data needs and