VP, Head of Underwriting & Risk

About Inspiration Mobility Group: Inspiration Mobility Group is a specialist asset management platform dedicated to accelerating the transition to an electric future. Inspiration invests in, owns, and operates the real assets that enable the decarbonization of transportation, including electric vehicles, charging and energy infrastructure, and real estate. Leveraging our unique combination of flexible capital, cutting-edge technology, and deep operational expertise, our businesses deliver integrated, scalable solutions for the electric economy. To Learn More: Read the latest on our business here . We’re proud to have been recently named as one of the Best Places to Work in the large business category by the Washington Business Journal for the third year in a row. Your Mission: Your mission is to lead underwriting, pricing, risk assessment and transaction structuring for Inspiration Mobility’s commercial vehicle fleet management business. You will evaluate customer credit and risk, and propose creative transaction structures and enhancements that support compliant, efficient, and profitable financing decisions. You will serve as a senior partner to Sales, Fleet, Treasury, Legal, Compliance, and the Investment Committee, helping the company grow profitably while maintaining disciplined credit and portfolio standards. You will report to our Chief Financial Officer Key Responsibilities: Transaction Underwriting, Pricing & Structuring Lead underwriting, pricing, structuring, modeling, and risk evaluation for commercial vehicle leasing and financing opportunities with commercial counterparties that have a regional, national, or multi-national footprint Evaluate transaction-level risks, including obligor credit, lease structure, collateral value, residual value exposure, remarketing, and documentation protections Conduct detailed financial analysis of prospects and customers, including review of financial statements, cash flows, leverage, liquidity, operating history, and business outlook Partner with Fleet Sales and Key Accounts teams to design deal structures and credit enhancements that balance customer needs with internal return, risk, and portfolio quality targets Own the credit policy and underwriting framework, including approval thresholds, pricing tools, risk-rating standards, and lease documentation terms, partnering closely with Legal on commercial credit terms Investment Committee & Credit Governance Serve as the primary gatekeeper to the company’s Investment Committee for fleet leasing transactions , determining which opportunities require approval and prepar ing clear, well-supported approval materials that present credit concerns, transaction risks, mitigants, and recommended structures Ensure underwriting approvals, documentation, and closing conditions are consistent and properly tracked With the CFO and Investment Committee, recommend portfolio diversification strategies, including setting limits on portfolio concentration, customer concentration, asset-type, and industry exposure Own ongoing portfolio health, monitoring performance, collateral, and risk exposure, and surfacing emerging credit, collateral, or market risks with clear recommendations Tools, Automation & Team Leadership Build and o wn scalable underwriting infrastructure, leveraging automation and AI to drive efficiency across diligence, credit memo preparation, pricing, and portfolio monitoring Lead and manage the underwriting and transactions team, ensuring high performance, accountability, responsiveness, and alignment with company objectives Promote a culture of disciplined growth, commercial partnership, analytical rigor, and practical problem solving Who You Are: You have 12+ years in commercial credit, underwriting, equipment finance, fleet leasing, commercial auto finance, specialty finance, asset-backed lending, or a related field You have 3+ years of experience leading underwriting, credit, risk, transaction, or finance teams You have a deep