Chief Technology Officer

WHO WE ARE Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly through alternative credit data. The company leverages its unique data infrastructure, industry-leading analytics, & FCRA-compliance to help lenders grow responsibly. Nova Credit plugs the gaps in the legacy credit bureaus through connectivity into the fragmented universe of consumer data and transforms it into compliant, actionable risk insights. Nova Credit supports over 7,000 businesses including organizations such as Chase, HSBC, SoFi, Scotiabank, Appfolio, and Yardi, who rely on Nova Credit to make smarter credit decisions through cash flow underwriting with Cash Atlas™, quickly and accurately verify income with Income Navigator, verify income and assets with Eligibility Compass, and reach new-to-country consumers with Credit Passport®. We are backed by an exceptional group of funds (Kleiner Perkins, General Catalyst, Index Ventures, Canapi Ventures, Nyca, Socium Ventures) and were named in Forbes’ Fintech 50 in 2025 and Built In’s Best Places to Work, 2025 . ABOUT THE ROLE: We're seeking a Chief Technology Officer (CTO) to own Nova Credit's technology and product vision at the highest level. This is a defining executive role where you will set the strategic direction and own technical execution across Engineering, Infrastructure, Data Science, and Product & Design, driving transformative impact across everything we build. As a member of the Leadership Team, you will serve as the visible steward of our technical and product culture, aligning innovation with long-term business outcomes and ensuring Nova Credit remains a category leader in financial infrastructure. Owning Nova Credit's technology and product strategy, including setting the vision for our platform across Engineering, Infrastructure, Data Science, and Product & Design, and ensuring alignment with company-wide goals and mission Leading transformative, cross-functional initiatives that elevate the reliability, scalability, and strategic impact of our enterprise-grade platform. You’ll also need to zoom in and support the team in our fast-paced development environment Serving as a connective force across the organization, actively building trust and context between Build and every other function, so that engineering, product and analytics priorities stay aligned and the business operates as a cohesive whole Identifying where AI creates durable competitive advantage in our products and where it can meaningfully accelerate how our teams build, ship, and operate, and helping your organization act on both Serving as an expert coach, mentor, and empathetic leader to a team of managers across each function, fostering a culture of continuous growth, and both hard and soft skill development Making high-stakes decisions that shape the organization's long-term success, navigating complex tradeoffs with sound judgment and a transformative mindset Representing Nova Credit externally as a thought leader, communicating our technical and product philosophy to customers, partners, regulators, and the broader industry Recruiting, developing, and retaining talent and coaching your managers to do the same within their teams This is a full-time role with a preference for NYC area-based candidates, reporting directly to our CEO. WITHIN THE FIRST MONTH, YOU'LL: Accomplish deep understanding of Nova Credit's mission, business model, technical architecture, and product portfolio Build thorough relationships with your reports across Engineering, Infrastructure, Data Science, and Product & Design, as well as peer executives and key cross-functional stakeholders Develop a rapid understanding of the current roadmap, outstanding technical debt, and organizational design across your functions and be ready to own execution across the org. Identify the highest-leverage opportunities and risks across the technology and product landscape WITHIN THE FIRST QUARTER, YOU'LL: Establish a