Staff IAM Engineer

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The Role The Staff IAM Engineer is responsible for securing and managing all non-human identities including service accounts, application identities, machine credentials, APIs, bots, and workloads across on-prem, cloud, and crypto infrastructure. This role ensures that automated and machine-based identities follow the same governance, lifecycle, and least-privilege principles as human users. You will design systems that enable secure authentication, secrets management, and access provisioning for automated services, APIs, and DevOps pipelines. This role directly protects sensitive financial data, crypto custody environments, and transaction systems from privilege misuse, credential leakage, and insider or supply chain threats. What You’ll Do Identity Architecture & Engineering Design, implement, and maintain a Non-Human Identity (NHI) framework governing all service accounts, API tokens, certificates, and machine credentials. Implement centralized secrets management using tools such as HashiCorp Vault or AWS Secrets Manager, Build integrations with CI/CD pipelines and cloud services (AWS, GCP, Azure) to enforce automated credential rotation and JIT provisioning. Define and implement tagging, ownership, and classification models for non-human identities. Develop scalable onboarding processes for applications, workloads, and bots that require secure authentication. Lifecycle Management & Governance Develop automated workflows for creation, rotation, deactivation, and certification of service accounts and API keys. Partner with developers and DevOps to transition hard-coded credentials to secure vaults. Establish policies for key rotation frequency, credential expiration, and certificate renewal. Integrate NHI lifecycle into IAM governance tools (Okta). Support quarterly access reviews and certification campaigns for non-human identities. Automation & Integration Build automation using APIs, Python, PowerShell, or Terraform to manage credentials and monitor access. Integrate non-human identity telemetry into SIEM/SOAR platforms for anomaly detection. Implement visibility dashboards to track total NHI inventory, owners, last use, and compliance status. Deploy Just-in-Time (JIT) credential provisioning for ephemeral workloads and containers (Kubernetes, Lambda, ECS, etc.). Security & Risk Management Enforce least privilege and zero-trust principles for machine access. Monitor for unused or excessive service accounts and remediate over-permissioned credentials. Support incident response teams with forensics on compromised API keys or tokens. Define detection logic for credential misuse or non-standard access patterns. Partner with Application Security to integrate secure NHI handling into SDLC. Compliance & Audit Maintain audit trails for credential issuance, usage, and rotation events. Produce compliance reports for SOX, SOC 2, PCI DSS, FFIEC, and crypto-custody audits. Collaborate with internal audit and compliance teams to validate NHI control effectiveness. Document architecture, data flows, SOPs, and exception processes for NHI management. Innovation & Continuous Improvement Evaluate emerging NHI management solutions (e.g., SPIFFE/SPIRE, workload identity federation, cloud-native secrets stores). Lead proof-of-concepts to modernize credentialless or short-lived identit