Mobility Finance Manager

[https://app.ashbyhq.com/api/images/user-content/1d985516-2a99-43c0-b591-957f5adaceb9/5ac97b31-49cd-4012-8bb0-5caf15e33c69/B25.png] MOBILITY FINANCE MANAGER — M-KOPA KENYA MOBILITY LIMITED [https://app.ashbyhq.com/api/images/user-content/1d985516-2a99-43c0-b591-957f5adaceb9/2c6957b4-39d2-40b3-8eb6-7e380a0c2f9c/B13.png] You've built the controls. You've closed the books. You've explained the numbers to boards who didn't want to hear them. But have you ever built the entire financial architecture of a business from the ground up — while that business is simultaneously scaling, lending, and displacing carbon emissions one electric motorbike at a time? That's the question at the centre of this role. M-KOPA Kenya Mobility Limited is the electric vehicle financing arm of M-KOPA — sub-Saharan Africa's largest asset fintech. We finance electric two- and three-wheelers for riders who pay daily via mobile money, building credit history while cutting their fuel costs. Each bike financed saves its rider an average of $5.62 every single day. More than 4,000 e-motorbikes are already on the road. We're just getting started. [https://app.ashbyhq.com/api/images/user-content/1d985516-2a99-43c0-b591-957f5adaceb9/5e9f3448-2fed-4b66-b1ee-9474279a7947/B13.png] WHY THIS MATTERS RIGHT NOW M-KOPA has crossed 7 million customers, unlocked more than $2 billion in credit, and is on a deliberate path to 10 million. The Mobility entity is a critical piece of that next chapter — and it's scaling fast. It operates with its own balance sheet, its own lender covenants, its own P&L, and its own reporting cycle. That's not a legacy structure: it's a business being built in real time, with real lenders, real OEM supply chains, and real IFRS obligations. We are hiring a Mobility Finance Manager to own the full financial management of this entity — not to maintain a finance function, but to build one. [https://app.ashbyhq.com/api/images/user-content/1d985516-2a99-43c0-b591-957f5adaceb9/ba282a12-7335-4f14-b5d0-85744a5ad867/B7.png] What this role actually is This is a hands-on, high-ownership position. You will be the finance lead for a standalone entity — the person responsible for the monthly management reporting pack, the CFO-level executive commentary, the IFRS 9 Expected Credit Loss model, the lender and treasury compliance, and the unit economics that inform commercial decisions across multiple OEM brands. You'll manage the end-to-end monthly close: accruals, prepayments, intercompany, depreciation, FX. You'll produce the variance analysis that isolates brand-mix effects from one-off items. You'll monitor the loan book, analyse repayment behaviour by cohort, and own provisioning and bad debt trends. You'll lead lender reporting and covenant compliance, manage drawdown documentation, and support due diligence processes. And then — because this is Mobility — you'll also be a commercial partner. You'll sit alongside the commercial team to interrogate OEM economics, model new product launches, assess new supply agreements, and build the financial cases for board presentations and grant proposals. This is not a role where the strategy happens upstairs and the finance team keeps score. You'll shape both. What makes it different Most finance roles at this level have inherited structures, established processes, and reporting cadences that largely run themselves. This one doesn't. The tools, the workbooks, the ways of working — these are yours to design. You'll identify automation opportunities, build controls from scratch, and ensure IFRS compliance in areas where judgement genuinely matters: IFRS 9, IFRS 16, IAS 21, revenue recognition, IFRS 18 readiness. You'll also have direct exposure to development finance and climate finance — two fast-growing fields where M-KOPA's electric mobility business sits at an increasingly interesting intersection. Lender relationships here aren't purely commercial. They span impact investors, development finance institutions, and climat