Credit Analyst

📝 Company Mission Our mission is to give the world access to the best products by empowering great businesses to reach their growth potential. 💼 About Wayflyer Today's SMB's need a capital provider that keeps pace with their growth ambitions. Traditional financing options are slow, cumbersome and often out of reach. That's why we built Wayflyer. Our unique technology allows us to assess businesses in minutes, generate financing offers that reflect their growth potential and send funds in as little as 24 hours. Since launching in April 2020, we've deployed over $5bn to thousands of brands worldwide, backed by Tier 1 banks like J.P. Morgan. We've become a trusted financing partner for some amazing brands, like True Classic https://wayflyer.com/our-customers/true-classic, Little Words Project https://wayflyer.com/our-customers/little-words-project and Kekoa Foods https://wayflyer.com/our-customers/kekoa-foods. Teams at Wayflyer are truly cross-functional. You'll be collaborating with ambitious colleagues from around the world - all striving to deliver on a huge opportunity. Check out this video https://www.youtube.com/watch?v=J4jcVcdIZ5g&ab_channel=Wayflyer to hear directly from them. 💛 Culture & Values at Wayflyer At Wayflyer, we value being sound people, excellent operators, and ambitious overachievers, working together with integrity, creativity, and bold optimism to deliver exceptional results. To learn more, please visit our website https://wayflyer.com/careers. 🚀 Your Role at a Glance: The key ways you'll bring value to the team - Analyse financial & non-financial data of new and existing customers to gain an understanding of their business - Understand and quantify the risks involved in running an eCommerce business and in Wayflyer providing funding to such a business - Support and help co-ordinate regular calls with our customers to enhance our understanding of their business and funding requirements - Work closely with management to build and implement new processes and products - Support our sales and operations teams by understanding how they win and manage relationships with customers - Learn about our existing loan portfolio, our portfolio management tools, knowing when to exit risky relationships etc - Work with various departments and colleagues across the business 🔨 What Makes You a Great Fit - 1-2 years of relevant work experience (ideally in a finance-related role, but not required) - You can demonstrate a consistent and strong academic record - You have an interest in credit risk analysis and portfolio management - You’ve completed an undergraduate degree in Business/Finance/Economics/Engineering/Law/Computer Science - You can analyse and understand financial reporting (e.g. management accounts / financial models) presented by companies - Comfortable leading regular internal and external (client) meetings and presenting findings and recommendations to Senior Stakeholders - You are commercial in nature, quantitatively inclined and can juggle risk mitigation with growth How You’ll Stand Out - ACA/ACCA/CFA/CIMA qualification - Studying towards (or intending to study towards) a professional accounting/finance qualification - Experience in MS Excel and/or SQL 🤝 What to Expect After You Apply You can expect to hear from a member of our Talent Acquisition team soon. If we believe you're a good fit, the first step will be a conversation with a recruiter who will guide you through the next stages of the process. The full interview process, which includes meeting the Hiring Manager and completing a case study or interview loop, typically takes approximately two to four weeks. 🏖️The Perks of Being at Wayflyer 🌴 Time Off That Matters Recharge with 25 days of paid annual leave, plus public holidays. 🧘 Your Wellbeing Access support and resources to support your wellbeing, including our Wellbeing @ Wayflyer ERG. 🫀 Comprehensive Health & Protection Stay covered with private healthcare, life insurance, and critical i...