Tech Lead (Backend): Cards

About us: We believe the next generation of financial services will be powered by stablecoins. Founded in 2021, our mission at BVNK is to accelerate global money movement. We’re building stablecoin-native infrastructure so businesses can move value instantly across borders and networks. With global licenses and T1 bank partnerships, we facilitate billions in transactions for enterprise clients like Worldpay, Deel, LianLian Global, and Rapyd. Our technology is transforming how businesses operate globally by eliminating payment delays, reducing costs, and unlocking trapped capital. We’re a diverse team spread across EMEA, North America, and APAC, with a shared belief that stablecoins are the new infrastructure layer for financial services, and that BVNK is at the forefront of this shift. In 2025, we secured strategic investment from Visa, following our $50 million Series B with Haun Ventures, Coinbase Ventures, Scribble Ventures, DRW Venture Capital, Avenir, and Tiger Global. With the backing of these leading investors, we’re accelerating our growth – and we're looking for smart, ambitious people to help us build the future of financial services. We're incredibly honored to have made Newsweek's list of The Top 100 Global Most Loved Workplaces three years running (most recently in 2025) and to have been recognised by LinkedIn as one of the Top 20 Startups in the UK in 2024. Location: We offer a Hybrid/Remote working policy. FUNCTION: Engineering As a Tech Lead on the Cards team, you will act as the technical guardian of the squad, overseeing the architecture and delivery of BVNK's card issuing and transaction platform while remaining hands-on in code. You will partner closely with Product, Design, Business and Engineering stakeholders to build secure, compliant systems that enable merchants to offer card products spanning crypto and fiat rails. You will play a key role in defining the technical roadmap for card issuance, tokenization, transaction processing, and settlement - mentoring engineers, driving architectural decisions, and coordinating delivery across multiple workstreams. This role is ideal for someone who enjoys balancing strategic technical leadership with hands-on software engineering in a highly regulated payments domain. Our product and engineering organisation is split into small autonomous squads empowered to own their problem space. You'll be expected to form strong opinions and execute in a fast but sustainable way, advocating for the simplest solution that achieves the outcomes our customers are looking for. Key Areas of Responsibilities: Define and drive the technical architecture for the cards platform (card issuing, tokenization, transaction processing, settlement). Act as the primary technical decision-maker within the squad, including decisions for card infrastructure components. Lead the design and delivery of scalable, compliant systems, APIs, and distributed services. Own the technical roadmap for cards engineering, aligning with product and business objectives. Coordinate delivery across multiple workstreams (card issuance, transactions, settlements, compliance). Contribute hands-on to the codebase through development, debugging, optimisation, and code reviews. Mentor and develop engineers through technical coaching, pairing sessions, and constructive feedback. Promote engineering best practices around testing, CI/CD, observability, reliability, and security. Lead technical assessments and integration design with third-party card providers, evaluating their APIs, security posture, and system capabilities to inform architecture decisions Remove technical blockers and make trade-off decisions to keep projects on track. Facilitate collaboration across squads and represent cards engineering in cross-org technical forums. Partner with Product and Business on prioritisation, translating business requirements into technical solutions. Drive operational excellence by improving monitoring, incident response, a